No, you don't need an insurance. We have an insurance. But you do have an excess of maximum €250 in case of accident or damage, provided that you report the damage or accident to us immediately. Please note: do you not report the damage immediately, do you not abide by the rules as stated in the
general terms and conditions or does damage occur due to misbehaviour and not following the instructions of the staff? Then you are not insured and you are liable for the full amount of the damage. This can be more than the excess of €250. The amount will be settled afterwards.